Expat mortgage
Whether you are buying your first home, getting divorced or want to use the surplus value of your current home for your pension, we provide the most suitable financing. We have developed a step-by-step plan that clearly shows how we work and what we do for you.
What we offer.
Other activities
Other activities that we can offer you at an hourly rate include:
• Mortgage scan
• Family loans
• Dismissal of joint and several liability (for example in case of divorce)
• Surcharge for emergency files € 500,-
• For mortgages higher than 1 million euros, we charge a surcharge a fixed fee of € 5.000,- in total.
The complete mortgage process includes consultations at our office. The intake interview can take place at your home.
Invoicing: If your mortgage is passed within a month after completion, we will send your invoice to the notary for settlement. If the mortgage passes at a later date, we will send our invoice directly to you after completing the binding offer.
Frequently Asked Questions
If you cannot pay the mortgage, the bank may decide to sell your house to pay off the debts. It is important to contact us and your bank in good time if you are experiencing financial problems, so that we can proactively look for a solution together.
No, it is not mandatory to take out an NHG, but it can offer benefits such as lower interest rates and a limited repayment obligation in the event of default.
The bank determines how much mortgage you can get on the basis of Dutch acceptance standards. This includes looking at income, assets, living situation and the level of housing costs.
Your income depends on the figures of your company. The higher your income and assets, the more you can borrow. In addition, the interest on the mortgage also plays a role.
The bank asks for a copy of your ID, bank statements, annual figures and/or income tax return for the past three years. In addition, if applicable, a bank also requests a sales or purchase agreement and a valuation report, for example. Every mortgage is unique, so the documents requested by a bank often vary.
There are different types of mortgages, such as an interest-only mortgage, a linear mortgage and an annuity mortgage. Each type has its own advantages and disadvantages.
A mortgage is a loan you take out to buy a house or other property.
